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Tennessee Farmers Cooperative Benefits
  • 2026 Plan YearExpand
    • Core BenefitsExpand
      • MedicalExpand
        • HSA
      • Dental
      • Vision
    • Voluntary BenefitsExpand
      • Short Term Disability
      • Long Term Disability
      • Hospital Indemnity
      • Critical Illness
      • Life and AD&D
      • Accident
      • Identity Protection
  • How to Enroll
  • Highlights for 2026
Tennessee Farmers Cooperative Benefits

Benefits Available to You

Medical

The Foundation of your plans to protect your family’s health

Dental

Plan and budget for the costs of dental care.

Vision

Offset your cost for routine eye exams, glasses, & contact lenses

Hospital Indemnity

Pays directly to you if you are hospitalized so you can pay your copays or unrelated bills.

Accident

Protection that pays a lump sum if you have an unexpected accident to be used as you see fit.

Critical Illness

Supplemental coverage for medical emergencies like heart attacks, strokes, or cancer.

Short Term Disability

Income protection for a period of time if you’re unable to work.

Long Term Disability

Income protection for a period of time if you’re unable to work.

Life and AD&D

Employer paid Basic Life and AD&D Insurance.

Health Savings Account

 coverage for legal costs and access to legal services.

ID Theft

Helps cover the costs associated with restoring your identity after it has been stolen.

Three Ways to Enroll in Your Benefits

Self Enroll Online

To self enroll online, click HERE.

Enroll By Phone

Phone: 314-442-0005
The call center is open Monday – Friday 9am to 5:30 pm Eastern Time.

TFC Employee Benefits

ghickman@ourcoop.com / 615-793-8397 (Ginger)
sneal@ourcoop.com / 615-793-8389 (Sandra)
jcain@ourcoop.com / 615-793-8317 (John)

Tennessee Farmers Cooperative Benefits

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  • 2026 Plan Year
    • Core Benefits
      • Medical
        • HSA
      • Dental
      • Vision
    • Voluntary Benefits
      • Short Term Disability
      • Long Term Disability
      • Hospital Indemnity
      • Critical Illness
      • Life and AD&D
      • Accident
      • Identity Protection
  • How to Enroll
  • Highlights for 2026