Short Term Disability
You are eligible to enroll in Short Term Disability coverage at competitive group rates. This coverage provides a benefit equal to 70% of your weekly earnings to a maximum of $450 per week. Benefits begin on the 8th day of your disability and continue for 12 weeks or until you’re no longer disabled.
Long Term Disability
Long-term disability insurance helps ensure that employees will still receive a portion of their income when they are absent from work for an extended period due to a covered disability. These absences may be a result of accidents, injuries or illnesses that happened on or off the job.
Short Term Disability

Long Term Disability

Three Ways to Enroll in Your Benefits
Self Enroll Online
To self enroll online, click HERE.
Enroll By Phone
Phone: 314-442-0005
The call center is open Monday – Friday 9am to 5:30 pm Eastern Time.
TFC Employee Benefits
ghickman@ourcoop.com / 615-793-8397 (Ginger)
sneal@ourcoop.com / 615-793-8389 (Sandra)
jcain@ourcoop.com / 615-793-8317 (John)
