MVP Plan

Benefit Features

Coinsurance

40%

Deductible

$4,000 Employee Only Coverage

Out of Pocket Maximum

$6,500 Employee Only Coverage

Emergency Room

60% after Deductible

Evidence of Coverage

HSA Plan

Benefit Features

Coinsurance

20%

Deductible

$1,800 Employee / $3600 Family

Out of Pocket Maximum

$4,000 Employee / $8,000 Family

Emergency Room

80% after Deductible

Evidence of Coverage

PPO Plan

Benefit Features

Coinsurance

20%

Deductible

$1,250 Employee / No Family Limit

Out of Pocket Maximum

$4,000 Employee / $8,000 Family

Emergency Room

80% after Deductible

Evidence of Coverage

Find a Doctor

Each employee should review their provider’s network participation through www.BCBST.com or telephone number 1-800-565-9140 prior to using services. 

HSA Explained

Diabetes Management

We partner with a company called Teladoc Health® to offer diabetes management help to eligible members. It’s available to you on your medical plan at no extra cost.

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Exclusive Specialty Pharmacy Network

Your benefits include an exclusive specialty pharmacy for your eligible medications. That means you’ll use CVS Specialty® to fill those prescriptions. If one of your prescriptions is affected, we’ll send you a letter to make sure you don’t miss a thing.

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Teledoc

Use TeladocTM Health to talk to a doctor by phone or video chat. It’s available 24/7 for non-emergencies. And it typically costs less than you’d pay for an office visit or urgent care trip.

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Musculoskeletal Care

More than half of all U.S. adults have a long-term musculoskeletal condition like arthritis, osteoporosis or an injury that affects the spine, joints, or connecting tissues. Pain from these conditions can impact your quality of life, preventing you from doing many of the activities you enjoy-from exercising to just spending time playing with your children.

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HSA

A savings account to help you to set aside money pre-tax for your and your dependents’ medical, dental, and vision expenses.

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Three Ways to Enroll in Your Benefits

Self Enroll Online

To self enroll online, click HERE.

Enroll By Phone

Phone: 314-442-0005
The call center is open Monday – Friday 9am to 5:30 pm Eastern Time.

TFC Employee Benefits

ghickman@ourcoop.com / 615-793-8397 (Ginger)
sneal@ourcoop.com / 615-793-8389 (Sandra)
jcain@ourcoop.com / 615-793-8317 (John)

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